Cash Flow Analysis  
Managing debt and maintaining your lifestyle over the long term is challenging. Without a reasonable budgeting plan, it is difficult to effectively manage spending. This Cash Flow Analysis form can help you compare your income to your expenses to determine your net cash flow.
     

Income:
(In the spaces below, write down all your sources of income.
Convert annual and quarterly figures to monthly numbers.)

Salary

$

Alimony, child support

$

Dividends from investments

$

Interest on savings accounts, CDs, etc.

$

Social Security benefits

$

Retirement plan/pension income

$

Other income

$


Expenses:
(Write down the anticipated amounts of your expenditures.
Convert annual and quarterly figures to monthly figures.)

Mortgage payment or rent

$

Groceries

$

Utilities

$

Entertainment, recreation, and dining

$

Insurance

$

Medical (not covered by insurance)

$

Education

$

Vacation

$

Gifts

$

Loan payments (auto, student, etc.)

$

Auto (gas, maintenance, etc.)

$

Credit card payment

$

Clothing

$

Dues and subscriptions

$

Home improvement

$

Charitable contributions

$

Federal taxes

$

State taxes

$

FICA (Social Security)

$

Other taxes

$

Other expenses

$
 
   
   
H. Beck, Inc.
113 Brandon Terrace • Albany, NY • 12203
Phone: 518-869-3516 518-631-2569 518-618-4225 • Fax: 518-869-3517
• sherweyer@moneyfoundation.org

Representatives offering securities and advisory services offered through H. Beck,Inc.  member FINRA, SIPC and a Registered Investment Advisor.
Orders are not accepted by fax or e-mail, by messages left with answering services or with unlicensed office personnel. The licensed representative reserves the right to decline any order. Orders are not accepted by the representative until acknowledged personally by the representative.
 

This communication is strictly intended for individuals residing in the states of AZ, FL, IL,WA, NY, TX and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

 
 IMPORTANT CONSUMER INFORMATION
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