Disability Income Insurance  

If you were to become disabled due to an illness or injury, how would your cash flow be affected? Would you have enough income to meet monthly expenses? This calculator can help you estimate your need for income protection in the event you become disabled.

     

What are your current monthly expenses?

$

How much additional monthly expenses might you have if you were disabled?
(E.g., COBRA premiums, nursing care, etc.)

$

What is your estimated monthly income during an extended disability?

$

What monthly funds are available from other/retirement assets?

$
 
   
   
H. Beck, Inc.
113 Brandon Terrace • Albany, NY • 12203
Phone: 518-869-3516 518-631-2569 518-618-4225 • Fax: 518-869-3517
• sherweyer@moneyfoundation.org

Representatives offering securities and advisory services offered through H. Beck,Inc.  member FINRA, SIPC and a Registered Investment Advisor.
Orders are not accepted by fax or e-mail, by messages left with answering services or with unlicensed office personnel. The licensed representative reserves the right to decline any order. Orders are not accepted by the representative until acknowledged personally by the representative.
 

This communication is strictly intended for individuals residing in the states of AZ, FL, IL,WA, NY, TX and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

 
 IMPORTANT CONSUMER INFORMATION
A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.